The Canadian Real Estate Investor · January 9, 2026
Joint Ownership, Land Leases & Creative Property Structures
0:000:00
Also on Apple Podcasts and Spotify.
Nick & Dan discuss co-ownership structures for real estate, focusing on joint tenancy vs. tenants in common, and land lease properties. Joint tenancy means equal shares with automatic transfer to surviving owners upon death, while tenants in common allows unequal shares that pass to heirs. Land lease properties let you own the building but lease the land, offering lower purchase prices but with ongoing ground rent and lease expiration concerns.
- Joint tenancy requires equal ownership and unanimous consent for major decisions, with automatic survivorship rights.
- Tenants in common allows flexible ownership percentages and independent sale of shares, but no automatic transfer on death.
- Land lease properties have lower purchase prices since you only own the structure, but require ongoing ground rent and the lease eventually expires.
Exchange-Traded Funds (ETFs) | BMO Global Asset Management
free 1 week trial for Realist Premium
See omnystudio.com/listener for privacy information.
Related episodes
- The Illusion of Choice: How Canadian Banking Actually WorksJanuary 13, 2026
- Canada’s Housing Market Stalls AgainJanuary 6, 2026
- How to Protect Your Tax-Free Capital Gains When Buying a Second PropertyJanuary 16, 2026
- Renting Vs. Buying From A Young Finance ExpertJanuary 2, 2026